Have you ever noticed how a calm mind can really set the stage for a good night's sleep?

That's the idea behind our new podcast, Good Sleep. Greg, our host from Optimal Relationships Daily,

is here to help ease you into a peaceful night's rest with some positive affirmations.

And these affirmations aren't just comforting. They can help ease anxiety and nurture positive thoughts, setting you up for true good sleep.

So press play on good sleep tonight because a good tomorrow starts with a good night

sleep.

Just search for good sleep in your podcast app and be sure to pick the one from Optimal Living Daily.

This is Optimal Finance Daily. Five questions to ask yourself before you give up on budgeting

by Philip Dancy of Dancywithmoney.com. Giving up. Whether you want to admit it or not, we've all

given up on something during our lifetime.

Diets, working out, school, relationships, the list goes on. Shoot, I gave up on learning piano and

guitar after two lessons. It was all because it was hard and I wasn't seeing results as fast as I

wanted to. Most would agree it's the same way with budgets. Getting started is kind of hard.

And then once you do start, you become discouraged when results don't happen fast. However,

giving up on budgeting can lead to regrets later down the line. Budgeting can be a path to

living your best life because it provides foundation for early retirement, traveling when you want, and building

generational wealth. So if you're on the fence about budgeting or have already given up,

consider these five questions or solutions to get you back on track.

Question one, am I regularly tracking my expenses? It's one thing to say you have a budget,

but what good is it if you don't actually track how it's going? In my opinion, tracking is the foundation to any budget. Not only does

it help you cut back on aimless spending, but it also gives you more control over your finances.

Solution. Consider using the envelope method for some expenses, Excel sheet, or an app that will help

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