2939: 8 Important Tips To Improve Your Finances (In Only 30 Days!) by Christina Browing of Our Rich Journey

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

4.5 • 1.3K Ratings

🗓️ 17 November 2024

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2939: By implementing Christina Browning's quick and practical financial tips, you can jumpstart your financial wellness within just 30 days. From increasing your credit score to enjoying the journey toward financial independence, these strategies focus on practical steps you can start today to reduce expenses, increase savings, and even boost your income with a fresh mindset on money. Read along with the original article(s) here: https://www.ourrichjourney.com/post/8-important-tips-to-improve-your-finances-in-only-30-days Quotes to ponder: "Talking about money with friends and acquaintances should be normalized instead of stigmatized." "You want to create a detailed financial plan with trackable milestones." "Striving to achieve financial independence is not a sprint, it’s a marathon." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Using my Berkeley Card Forward Credit Card to pay for the stuff I need now
0:03.2	could help build up my credit school for the day I need something bigger.
0:06.5	So buying a set of headphones, or waits for my workout, smashed it.
0:11.4	Could help in the future when I want to rent my first flat share.
0:15.4	Now that's forward thinking. Check if you're eligible at barclaycard.cote.
0:20.4	33.9% APR representative variables subject to application financial circumstances in borrowing history,
0:25.9	T's and Cs apply.
0:26.9	Responsible use of a credit card can help build your credit score when you pay on time.
0:30.6	This is Optimal Finance Daily.
0:33.0	Eight important tips to improve your finances in only 30 days.
0:41.2	By Christina Browning of Our RichJourney.com.
0:47.6	While financial literacy and long-term money habits are the best way to improve your finances,
0:56.3	there are a few quick fixes that will go a long way in improving your financial situation as soon as possible. And I'm not talking about budgeting or maxing out retirement accounts either. Instead, I'm going to share eight unique
1:02.0	tips on how to improve your finances in only 30 days. Number one, increase your credit score.
1:09.7	There are some surprisingly simple ways to do this,
1:12.6	and the main one is focusing on your credit utilization ratio.
1:16.6	This ratio takes the amount of credit you're using and divides it by the total credit that you have
1:22.6	and makes up 30% of your credit score.
1:25.6	By actively working to decrease this ratio,
1:29.6	you will increase your credit score very quickly.
1:32.7	As you increase your credit score,
1:34.6	you can decrease the amount of interest
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Optimal Living Daily LLC, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Optimal Living Daily LLC and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.