290: Decluttering Your Spending: How to Align Your Money with What Matters most with Jill Sirianni
Maximized Minimalist Podcast
Katy Wells
4.8 • 879 Ratings
🗓️ 22 January 2025
⏱️ 39 minutes
🧾️ Download transcript
Summary
Episode: Decluttering Your Spending: How to Align Your Money with What Matters Most (with Jill Sirianni)
Are Your Spending Habits Aligned With What Matters Most?
This week, I’m joined by Jill Sirianni, co-host of the Frugal Friends Podcast and author of Buy What You Love, to tackle an area of life that’s often overlooked in the decluttering conversation: your spending habits. If you’ve ever felt that impulse buys, sales, or the influencer-driven “must-have” culture were derailing your financial goals, this episode is for you.
Jill shares practical strategies for curbing impulse spending, aligning your money with your values, and building mindful financial habits that stick. Spoiler: Spending is a skill, and you can learn it at any age!
What You’ll Learn in This Episode:
- Why impulse buying is so common—and how to stop it in its tracks.
- The psychology behind sales and discounts (and how to resist the pull!).
- How to navigate a world of targeted ads and influencer culture with confidence.
- Practical tips for making small changes that lead to big financial results.
- Why spending is a skill—and how you can develop it.
✨ Simplifier Spotlight: Let’s Celebrate Your Wins!
I love hearing how you’re simplifying your life! Whether you’ve made progress on decluttering your space, reworked a system that makes life easier, or just shifted your mindset, I’d love to celebrate your wins.
Want to be featured? Submit your story at katyjoywells.com/simplifier. I can’t wait to shine a spotlight on YOU!
Grab Jill’s Book: Buy What You Love
Ready to dive deeper into mindful spending? Jill’s new book, Buy What You Love, is packed with practical advice to help you align your money with what matters most.
📚 Grab your copy here: http://buywhatyoulovebook.com/
Resources to Help You Simplify Your Life:
-
Get FAST Results with My Free Guide: 75 Things to Declutter Right Now
Ready to kickstart your decluttering journey? This guide is packed with quick wins to help you clear space and see results fast.
Download it here -
Join My Next 14-Day Challenge
Need extra motivation to tackle clutter? Join us for a 14-day challenge and transform your space one step at a time.
Sign up here -
Work 1-on-1 With Me
Looking for personalized support to simplify your home and life? Let’s create the clutter-free life you’ve been dreaming of—together.
Learn more here -
Get Your Personalized Home Management Blueprint
Want a custom plan to streamline your home? I’ll create a blueprint tailored just for you.
Get started here -
Connect with Me on Instagram
Follow me for daily tips, inspiration, and a behind-the-scenes look at my life.
Follow me here
Quick Win Challenge:
This week, take a look at your spending habits. Before making your next purchase, ask yourself:
- Am I buying this because I need it or because it’s on sale?
- Does this purchase align with my values and goals?
These small moments of mindfulness can make a big difference!
Big hugs, my friend, and I’ll see you next week! Ready, set, simplify—bye!
Transcript
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| 0:00.0 | What does it mean to live more with less? I'm Katie Wells and welcome to the Maximized Minimalist |
| 0:07.4 | podcast. If you found yourself caught up in the hamster wheel of modern day motherhood and want to |
| 0:13.9 | rewrite the script, congratulations you're in the right place. I'm here to be your guide and help you |
| 0:20.1 | take back your motherhood and achieve a |
| 0:22.2 | simpler, more joy-filled life. Cheers to being a maximized minimalist. Enjoy the show. Jill, |
| 0:29.8 | welcome to the maximized minimalist show. I am so stoked to be hanging out with you again today. |
| 0:34.8 | I was just on your show not long ago, and it just feels like |
| 0:37.6 | talking to a friend. So thanks for coming on. Thanks for having me. Like we said, I think we have a lot of |
| 0:43.0 | aligned messages, very similar audiences. So I'm excited to be here with you and your listeners. |
| 0:49.0 | Okay. So I let's just go right for the jugular, if that's cool with you. Like let's do it. |
| 0:53.6 | Let's do it. My throat's ready. |
| 0:55.9 | So I want to talk about impulse spending. |
| 0:59.3 | I read an article the other day that blew my mind and it said the average American spends |
| 1:03.9 | about $5,400 annually on impulse purchases. |
| 1:09.3 | And so my question is, why do you think impulse buying is just so prevalent |
| 1:14.4 | and what factors are at play? And I know that's a very loaded, nuanced question, but I'd love |
| 1:19.6 | your take on it. Yeah, there's a lot of layers here. And what I first want to say is we are not bad. |
| 1:25.6 | There is nothing wrong with us for impulse buying. There is a part of |
| 1:30.0 | just our humanity, our own desires, something that we see that we like, that we want to buy. |
| 1:36.5 | That's okay. I think what we really want to recognize here is at what point does our impulse |
| 1:42.3 | spending potentially disrupt beneficial financial decisions for us? |
| 1:47.9 | And where do we maybe want to be reining this in so that we can say better yeses with our money? |
... |
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