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The Michael Shermer Show

264. Adam Levin on Identity Theft and How to Protect Yourself from Scammers, Phishers, and Fraudsters of All Types

The Michael Shermer Show

Michael Shermer

Science, Natural Sciences

4.31K Ratings

🗓️ 18 April 2022

⏱️ 101 minutes

🧾️ Download transcript

Summary

Increasingly, identity theft is a fact of life: from fake companies selling "credit card insurance"; criminal, medical, and child identity theft; catphishers, tax fraud, fake debt collectors who threaten you with legal action; and much more. We might once have hoped to protect ourselves from hackers with airtight passwords and aggressive spam filters, and those are good ideas as far as they go. But with the breaches of huge organizations like Target, AshleyMadison.com, JPMorgan Chase, Sony, Anthem, and even the U.S. Office of Personnel Management, more than a billion personal records have already been stolen, and chances are good that you're already in harm's way. This doesn't mean there's no hope. Your identity may get stolen, but it doesn't have to be a life-changing event.

In this conversation, Shermer speaks with Adam Levin, a consumer advocate with more than 30 years' experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of CyberScout. A longtime consumer advocate and identity fraud expert, Levin provides a method to help you keep hackers, phishers, and spammers from becoming your problem. As Levin shows, these folks get a lot less scary if you see them coming.

Transcript

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0:00.0

You're listening to the Michael Sherman Show.

0:11.6

Welcome to the Michael Sherman Shower Show. Welcome to the Michael Sherman Show.

0:15.0

I'm your host Michael Sherman.

0:17.0

This episode is brought to you by Wondrium

0:20.0

and especially their new documentary called Solving for Zero.

0:24.6

This is a film based on Bill Gates's best-selling book,

0:28.1

How to Avoid a Climate Disaster.

0:31.0

And it's focused on really the optimistic solutions to climate change.

0:37.0

We've all heard the doom and gloom and the apocalyptic doomsayers talking about it's too late

0:42.3

there's nothing we can do. actually there's a lot we can do

0:45.5

In fact if you watch this you can see we can actually get to net zero that is solving for zero is

0:51.2

reducing our energy consumption away from carbon.

0:55.0

And how do you do that? Wow, there's a bunch of really interesting

0:59.0

technological solutions presented in the film.

1:01.0

For example, there's this concrete that absorbs CO2 gases

1:06.0

from the atmosphere. Right, it's like a building made of concrete or a road made

1:11.2

of this concrete that breeze in the CO2 gases and this is fascinating.

1:17.4

There's another one organization called the C-I-M-M-Y-T, which is developing drought-resistant, flood-resistant, and pest-resistant crops that can

1:28.7

save the lives of millions.

1:31.3

For the Ocean Bird Project combining modern technology with wind power to cut emissions

1:36.9

from massive cargo ships by up to 90 percent.

1:41.2

And so on, there's just literally hundreds of different small things we could do so

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