My mission and this was the goal I wrote when I was 16. I want to do whatever I want, with whom

ever I want, whenever I want it without money being my limiting factor. It was very hard but do you know when I really hit my first million? I did not hit my first million when I was said you. I hit my first million when I was study too because I made decisions then and I was saving so

aggressively that by then I already had 300,000 in saving in a way of getting to

the numbers I mean anyone can become a millionaire with enough time and

interest. You know I had advised a couple of friends who were getting into a better boat and said this is how I did it, but they weren't't you know there's there's a phrase that I

learned from a real estate investor in one of the real estate groups in Columbus

which was you make choices others won't so you can have choices others can't.

You're listening to the Millionaires Unvealed Podcast where you'll hear the stories and

interviews of everyday millionaires.

We'll unveil their decisions, their strategies, and their current portfolio allocation.

Now to your hosts, Clark Sheffield and Jace Mattsonson.

Welcome back to another episode of the Millionaires unveiled

podcast. This is episode number 248.

This week we have Bob, he isn a net worth of 3.5 million, works in IT.

Came in the United States in 1997 with just 800 dollars in his pocket.

He's worked his way up the corporate ladder.

It's a very diversified portfolio and all of his debt including his real estate is paid off.

We discuss various topics with him including credit card points and credit card

journey, which is not something that we have really covered very often on this show.

Getting to do an interesting conversation with him about that and life

we had T.J. he had a net worth of 9.5 million in his 50s a couple businesses and

environmental and lending space.

...