243. Broke? Start Here with Dasha Kennedy (The Broke Black Girl)

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.7 • 6.2K Ratings

🗓️ 7 July 2025

⏱️ 76 minutes

🔗️ Recording | iTunes | RSS

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Summary

Being broke isn’t just a number in your bank account—it’s a feeling of exhaustion, fear, and isolation. It’s a cycle that so many of us know intimately, and one that today’s guest, Dasha Kennedy—aka The Broke Black Girl—has lived, studied, and helped thousands escape. In this deeply honest conversation, Dasha and I talk about what it means to truly be broke, the systemic barriers that keep so many people in financial survival mode, and the very first steps you can take to begin rewriting your money story. Whether you’re deep in debt, feeling stuck living paycheck-to-paycheck, or just craving financial stability, this episode will meet you where you are––and give you the tools and motivation you need to get unstuck. Dasha’s links: Website: www.thebrokeblackgirl.com Book: https://www.simonandschuster.com/books/Moving-Beyond-Broke/ Dasha-Kennedy/9781668025017 Podcast episodes mentioned: Breaking Down the Wealth Gap + Minority Appraisal Crisis with Tiffany Aliche: https://herfirst100k.com/financial-feminist-show-notes/2021-5-24-4-breaking-down-the-racial-wealth-gap-minority-appraisal-crisis-with-tiffany-aliche-aka-the-budgetnista/ How America’s Racist Roots Fueled a Predatory Bail Bond Industry, with Tricia Cleppe: https://herfirst100k.com/financial-feminist-show-notes/2021-5-24-6-how-americas-racist-roots-fueled-a-predatory-bail-bond-industry-with-tricia-cleppe/ Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/what-to-do-when-broke-dasha-kennedy/ Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Saily Get an exclusive 15% discount on Saily eSIM data plans! Go to Saily.com/FFPOD download the Saily app and use code 'FFPOD' at checkout. Masterclass Get 15% off any annual membership at Masterclass.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Being broke is awful. It's debilitating, it's exhausting, and it feels like a cycle with no end in sight.
0:06.7	Add to that, recessions and the job market and other systemic barriers, and it can feel totally hopeless.
0:12.0	But today's guest proves that it is not hopeless. Dacia Kennedy is a financial activist, speaker,
0:17.6	and the author of the book Moving Beyond Broke. I can remember just growing up and walking in my neighborhood from one end of the block
0:24.7	to the other, I was more than likely going to run into multiple tech cashing places, payday
0:29.8	loan offices.
0:30.7	And I probably only remember ever seeing one day.
0:34.9	As the founder of the Broke Black girl, she has built a thriving online community
0:38.6	dedicated to providing culturally relevant financial education to black women. But every single
0:44.0	woman can listen to this episode and listen to her work and get so many incredible pieces of
0:49.8	advice. When you are so deeply embedded into why women have the experience with money like we have today,
0:57.0	and I think me and you both understand the history of it, to me nothing about that is funny.
1:02.1	Today in this conversation, we talk about the topic I actually struggle with most as a personal finance educator,
1:07.3	which is what to do when you are truly, truly broke.
1:11.3	Dacia shares the tips in the systems she created to go from running behind on payday loans
1:15.5	to becoming financially confident and the framework she's created to help her and her community
1:20.4	thrive.
1:21.1	So you may not be able to do something for someone financially, but maybe you can give somebody
1:26.6	a ride to work.
1:28.7	That's not money exchanging, but it's a way that you're helping them build wealth in a way indirectly that takes
1:34.1	the financial burden off of someone else. We also get into the systemic barriers that often face
1:39.0	the black community, including generational beliefs and trauma that often leads to a distrust in the system,
	...

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