This is Optimal Finance Daily Episode 2310.

What is your retirement manifesto by Kathleen Coxwell of NewRetirement.com and I'm your

host and personal finance enthusiast Diana Mariam.

For now, let's get right to it as we optimize your life.

What is your retirement manifesto by Kathleen Coxwell of NewRetirement.com?

A manifesto is a declaration of an individual or group's intentions and motivations.

Most big life events involve some kind of manifesto, whether you call it that or not.

Contracts, wedding vows and employment agreements are all declarations of your intent.

Retirement is actually an ideal time to write a manifesto.

Retirement is your time. Your time to be who you want to be.

You may be hampered by finances, but your time and beliefs are your own and retirement is a

perfect time to embody and promote your own ideals. In retirement, you're not defined by the work

you do for money. This is your time to be defined by you. However, writing your own manifesto

and expression of your own intentions, opinions and vision is much more powerful than a contract

you sign. Have you ever written down your beliefs and goals just for your own betterment?

Writing a manifesto can be a great way of thinking about what you want out of your life

and a way of holding yourself accountable for being who you want to be.

Here's some ideas for creating your retirement manifesto.

Number one, write down what you believe in. What do you truly believe in? This can be anything.

You can address God, family or love, but you might also think about more simple things you

believe in. Reading, cupcakes, or even smiling at strangers. Write down one thing or write down

a hundred. It doesn't matter. Just document your beliefs. Number two, create a list of what you

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