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The Quote of the Day Show | Daily Motivational Talks

2281 | Brian Tracy: “If You Can’t Save a Nickel, You Can’t Make a Million Dollars.”

The Quote of the Day Show | Daily Motivational Talks

Sean Croxton

Education, Mental Health, Self-improvement, Entrepreneurship, Health & Fitness, Business

4.83.1K Ratings

🗓️ 3 October 2025

⏱️ 11 minutes

🧾️ Download transcript

Summary

Brian Tracy explains how true wealth is built — not through luck, but through discipline, saving, and the law of accumulation. Drawing from biblical wisdom and timeless financial principles, he emphasizes paying yourself first, starting with just 1%, and gradually increasing savings.

Transcript

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0:00.0

The rule for financial success has been the same for 5,000 years.

0:04.2

Spend less than you earn. Five words. Spend less than you earn. Welcome back to the court of the day show.

0:27.8

I'm your host Sean Croxton.

0:29.2

We got Brian Tracy on the show for our finance Friday episode today.

0:33.7

Brian is going to encourage you to save your money.

0:37.2

And not just encourage you, but give

0:40.0

you two strategies that you can use to start stacking up your money, especially if you feel

0:48.1

like you don't have enough money to save.

0:50.8

Remember, little by little, a little becomes a lot.

0:53.6

So if you can't do 10%, you can start

0:56.7

with something lower and build the habit. Brian Tracy's coming up.

1:02.2

I could never understood this when I heard Napoleon Hill write about it 50, 75 years ago. You

1:08.2

develop a prosperity conscious at a certain point the tide turns and the money

1:12.3

begins to flow to you like a river. And what would have taken you 10 or 20 years to earn you

1:17.2

earn in a month or two months? And you can't even believe this until it happens. Does anybody know what

1:22.1

I'm talking about here? By the way, it's a most remarkable thing. And so, so this is our, this is our

1:27.4

good. But in order in the Bible, and Jim quotes the Bible, remember it's in the parable of the talents, which is very interesting. He said, oh, good and faithful servant, you have been faithful over small things. I will make you a master over many. And the only way that you become a millionaire is by first becoming 100 hundred error and then a 500 air and then a

1:45.2

thousand air and then a 2,000 error and so on people say well i want to jump from here to great

1:50.4

financial success that has never happened and will never happen the era of the dot com was an aberration

1:56.8

in human history it wiped out five trillion dollars worth of wealth and probably destroyed more lives financially than any other plague in history.

2:04.6

That's never going to happen again. The way that we make money is we work hard and save our money.

2:09.6

So number one rule, as you've heard a thousand times, is pay yourself first.

...

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