21 Things to Do Before You Retire (Are You On Track?!)

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.6 • 1.2K Ratings

🗓️ 10 November 2025

⏱️ 49 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew reveals the 10 critical retirement milestones most people miss, from defining your dream retirement and hitting 25 times your annual expenses for financial independence, to creating a withdrawal strategy that makes your money last, building multiple income streams, maximizing Social Security benefits, supercharging savings with catch-up contributions after 50, strategically converting to Roth accounts to slash your lifetime tax bill, and protecting your wealth from scams, giving you the complete playbook to retire confidently with more money, less stress, and total control over your future. Listen to The Business Show here. Partner Deals Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc. Policy Genius: Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Link of the Episode that was mentioned here: How to Pay No Taxes in Early Retirement, Debunking the Mortgage Fee Fiasco, and More! With Katie Gatti (From Money With Katie!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Introducing your new Dell PC, powered by the Intel Core Ultra processor. It helps you handle a lot,
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0:17.9	to summarizing large documents, to multitasking. So you can organize your holiday shopping and make custom holiday decor and search for great
0:24.1	holiday deals and respond to holiday requests and customer questions and customers requesting
0:28.1	custom things and plan for the perfect holiday dinner for vegans, vegetarians, pescatarians,
0:32.1	and Uncle Mike's carnivore diet.
0:33.9	Luckily, you can get a PC that helps you do it all faster.
0:37.0	So you can get it all done.
0:38.9	That's the power of a Dell PC with Intel Inside, backed by Dell's price match guarantee.
0:44.3	Get yours today at Dell.com slash holiday. Terms and conditions apply. See Dell.com for details.
0:51.7	On this episode of the Personal Finance podcast, 21 things you need to do before you retire, part one. I'm happy. What's up, everybody, and welcome to the Personal Finance Podcast.
1:20.5	I'm your host, Andrew, founder of MasterMoney.com.
1:23.5	And today on the Personal Finance Podcast, we're going to be diving into 21 things to do before you retire.
1:30.2	If you guys have any questions, make sure you join the Master Money newsletter by going to
1:34.2	mastermoney.co slash newsletter.
1:37.0	And you can also comment with your questions on YouTube or Spotify as well.
1:41.4	And don't forget to follow us on Spotify, Apple Podcasts, YouTube, or whatever podcast
1:46.0	player, you love listening to this podcast on it. And if you want to help out the show,
1:49.8	consider leaving a five-star rating and review on Apple Podcasts, Spotify, or your favorite
1:54.9	podcast player. Now, today, we're going to be diving into part one of 21 things to do before you retire. And I am really
2:02.7	pumped for this episode. We're going to do a deep dive into personal finance. And so for all my
	...

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