Welcome to Money for the rest of us. This is a personal finance show on money, how it works, how to invest it and how to live without worrying about it.

I'm your host David Stein today's episode 324. It's titled,

2020, the year we will never forget.

Yesterday, Lippir and I went to the dentist for the first time in a year. We were a little

apprehensive. My dentist, Tony, is a close friend from high school. We booked an appointment at 7 a.m. on Monday morning,

the first appointment after the office had sat empty the entire weekend.

This was the closest that Loproni have physically been to anyone since mid-March.

It shows how strange this year has been.

Tony made fun of my hair.

I've not cut my hair since February.

It's the longest it's been, really since high school.

We're wrapping up 2020. It's December. I looked back at the 42

episodes that I have recorded and produced of the regular podcast.

The first episode that I did with regards to the pandemic was episode 286.

I released it on February 5th, 2020. It was titled

coronavirus and the financial impact of pandemics. I pointed out that the

economy had been in a slowing pattern for over a year, but it had not fallen off of a cliff.

The recession risk had not spiked.

There was a risk out there, but it wasn't imminent and the economy seemed like it was bottoming.

Now that might have been delayed because of the coronavirus pandemic I said, but I

wasn't overly concerned. I mentioned the Federal Reserve had never cut interest rates in response to a

pandemic so things would have to get much much worse for them to do it this time and

...