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It's my pleasure to welcome you to the Clark Howard Show where it's all about you and that wall of the yours.

I want you to learn ideas so you can save more and spend less.

And don't let anyone ever rip you off.

Our websites are Clark.com and ClarkDeals.com.

You know, one of the most popular things on Clark.com is our continually updated guide to the best cell phone plans for light users, medium users and heavy users of cell phones, writing out for individuals, families, all the rest.

That's because picking a service has always been so confusing for people.

And it's been great in the United States that we've had four competitors for cell phone service, but we're not going to anymore.

Barring any kind of last minute hiccup, we're going to have T-Mobile that's absorbing sprint, AT&T and Verizon.

So we're going from four to three and the experience around the world has been that when you go from four cellular providers in a country to three that the rates move up.

But this deal in my opinion is going to be nothing but good stuff for you as a consumer.

I want to tell you what's happening as a result of this.

So number one, minutes and texts that used to be so important are not really important anymore.

In fact, the ability for a wireless company to provide you with unlimited minutes, unlimited texts, they can do that without breaking a sweat, cost them almost nothing to do so because of the changes in technology.

So something that would have been a horrific event even five years ago today is irrelevant having T-Mobile absorbed sprint because there's also going to be a new fourth provider.

And this gets really goofy, but follow this, the people who own dish network are going to have a new fourth provider that eventually is supposed to take the place of sprint in the marketplace.

And so we're going to go from a company that will just bike capacity from T-Mobile to one that will stand on its own two feet in a couple of years.

But again, the stuff we think about with cellular carriers, home internet providers, cable companies, traditional phone companies, all those boundaries are becoming unimportant.

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