1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 9 July 2022

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Steven Keys of Trip of a Lifestyle talks about why you don't need a budget. This is part 1 of 2. Episode 1953: [Part 1] Pay Yourself Last: Why You Don’t Need A Budget by Steven Keys Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos. After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better. The original post is located here: https://www.tripofalifestyle.com/money/you-dont-need-a-budget/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Sometimes running a business can feel like cycling uphill, with square wheels!
0:10.0	But zero online accounting software can help predict the future cash flow of your business.
0:15.0	So you can stay one step ahead.
0:18.0	Soon it'll feel more like freewheeling downhill.
0:21.0	On a tandem!
0:23.0	With a messer on the back.
0:26.0	Search zero with an X, because healthy business is beautiful business.
0:31.0	Are you ready for a Monzo Business Bank account?
0:33.0	Mike from Bluewater Plumbing was.
0:35.0	I need to get paid quickly.
0:36.0	Especially when I have five or six plumbing jobs in a day.
0:38.0	When I first used the payment link feature in my Monzo Business account,
0:41.0	I was impressed how quick and easy it was.
0:43.0	At the end of each job, I'll just create a payment link,
0:45.0	send it to the customer, and get paid then and there.
0:47.0	I can also track all of my payments to my get paid tab.
0:51.0	If you're ready for a Monzo Business account, apply today.
0:53.0	Just search Monzo Business, season sees apply.
0:56.0	Only sole traders or limited company directors in the UK can apply.
1:00.0	This is Optimal Finance Daily, episode 1953.
1:04.0	Pay yourself last, why you don't need a budget.
1:07.0	Part one, by Stephen Keys of Trip of a Lifestyle.com.
	...

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