195. “Her socks have holes but she's too cheap to buy new ones”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 11 February 2025

⏱️ 93 minutes

🔗️ Recording | iTunes | RSS

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Summary

Matt (34) and Eliza (32) have spent years prioritizing investments, setting themselves up for a secure retirement—but now, they struggle to enjoy spending money. Matt deprives himself when they go out, while Eliza avoids spending altogether. Their extreme frugality is keeping them from living the full life they could, and with their first baby on the way, the pressure is mounting. Can they shift their money mindset, find balance, and start truly living their Rich Life? This episode is brought to you by: goodr | If you’re looking for new sunglasses, goodr is giving Money for Couples listeners free shipping. Go to https://goodr.com/RAMIT and use code RAMIT for free shipping on your first pair of goodr sunglasses. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. Wildgrain | Get $30 off the first box — PLUS free Croissants in every box at https://wildgrain.com/ramit. Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to https://facet.com/ramit to learn more about which membership option is best for you. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • I’m looking for couples to work with on my podcast in 2025; please apply at iwt.com/apply • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Some of my favorite memories about spending money involve the people I love the most.
0:06.3	My mother-in-law is Catholic. We went to the Vatican and we arranged a special private tour
0:12.4	so that she could experience it for the first time. For my 40th birthday, I had a bunch of my friends
0:18.1	and family come to a resort in Mexico.
0:22.2	We had cooking class.
0:25.8	We had time to just chill in the pool and we loved it.
0:36.0	And for my wife, surprising her with a special cake from her favorite bakery that she didn't even know I knew about, some of the best memories ever.
0:42.8	You notice that everybody talks about how to save money, but very few people talk about how to spend it meaningfully.
0:45.1	This coming Thursday, February 13th, I'm hosting a live call called How to Spend Money on
0:52.1	Your Relationships.
0:53.5	Think about it.
0:54.3	How do you spend meaningfully to create magical experiences and memories for your partner,
1:00.9	your kids, your parents, your friends?
1:03.1	That is what we're going to talk about in amazing detail on this call.
1:07.0	And you can only get access if you are in my money coaching program. Every month,
1:12.3	I host a 90-minute group coaching call only for money coaching members. In these calls,
1:17.7	I go deep on specific big wins and the hidden psychology of taking control of your money.
1:23.5	I basically talk about things I cannot talk as much about publicly, and I go into huge amounts
1:29.3	of detail.
1:30.2	I also do Q&A at the end of every call.
1:33.0	So if you've been wanting to personally ask me your money question, this is where you can do it
1:37.8	in money coaching.
	...

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