187. “We’re worth $87M, Why are we arguing over credit card bills?”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 17 December 2024

⏱️ 92 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and optimizing his monthly take home pay. Victoria is a wildly successful entrepreneur who struggles to appreciate her accomplishments. Despite their immense wealth, David and Victoria's money psychology is holding them back. Can they ditch their old money mindsets and embrace their rich life? This episode is brought to you by: Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout. Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit. Facet | For Money for Couples listeners who enroll with Facet, they will waive the $250 enrollment fee for new annual members and they’ll add $500 into your brokerage account when you invest and maintain $5000 in the first 90 days of membership for Core, Plus and Complete members (promo does not apply to Foundations members). Check out their membership options at https://facet.com/ramit. Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • Get tickets to Money for Couples LIVE coming to a city near you in January Connect with Ramit • Pre-order my upcoming book: Money for Couples • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Last December, Cass and I sat down and we did our regular annual rich life review.
0:06.0	We started off by saying what went well over the course of the year.
0:09.5	What would we change?
0:10.7	Where would we spend more?
0:11.8	Where would we spend less?
0:13.3	Then, of course, we looked at our numbers.
0:14.9	We went into all the details.
0:16.7	And over the course of several days, we talked about what we wanted to do this coming year.
0:21.5	Well, that is the opportunity for us to really dream about things like travel, about things like,
0:27.2	do we want to eat different stuff?
0:28.8	Do we want to try a certain restaurant?
0:30.2	Do we want to travel with friends?
0:31.6	And that brought us to have these amazing experiences over the course of this year where we traveled to places like
0:38.7	Italy and India and on and on. That all came from a decision that Cass and I made last year,
0:45.5	sitting down and talking about what we wanted our next 12 months to look like. Now, I want the same for
0:51.3	you. I want to help you plan the perfect 2025, whether it's a beautiful
0:56.4	trip you want to take, whether you want to start taking certain adventures, maybe you want to have
1:00.7	somebody do your laundry, or you want to figure out a way that you and your kids can go to brunch
1:05.1	every Sunday. Whatever the case, on January 7th, I am hosting a free, live, online event. It's called Plan Your Perfect
1:13.3	2025. And I'm going to show you how to plan the perfect year for you and your partner.
1:19.0	The call details are only available to those who pre-order my new book, Money for Couples.
1:24.9	Go to IWT.com slash pre-order to order your copy and then fill out the receipt
	...

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