182. “We’re $350k in debt & have no savings. Will I have to work until we die?”

Money For Couples

Ramit Sethi

Relationships, Society & Culture, Investing, Business

4.6 • 3.1K Ratings

🗓️ 12 November 2024

⏱️ 90 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has recently DOUBLED and they’re wondering how to manage the extra money. Throughout this conversation, as Don and Tana work to set aside their scarcity mindset, you’ll hear how hard it can be to change. This episode is brought to you by: NordVPN | Secure your online privacy this Black Friday with NordVPN’s special offer. Get a huge discount on a 2-year plan, plus 4 bonus months free, when you sign up at https://nordvpn.com/ramit. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit. Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit. Links mentioned in this episode • Get tickets to Money for Couples LIVE coming to a city near you in January Connect with Ramit • Pre-order my upcoming book: Money for Couples • Get the Podcast Newsletter and watch me analyze an anonymous couple's spending each Saturday • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Transcript

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0:00.0	Attention, fans of fairy tales. The award-winning Pina original podcast Grim, Grimmer, Grimmist, has new episodes out now.
0:09.3	I'm Adam Gidwitz, best-selling author of children's books, and in Grim, Grim, Grimm, I share classic fairy tales with a wonderful group of kids.
0:18.5	There's always a great variety of tales to explore with your family.
0:22.0	You can listen to Grim, Grimmer, Grimmist.
0:24.3	Now, wherever you get your podcasts.
0:26.4	And be sure to follow the show so you don't miss new episodes.
0:30.2	Imagine if you could earn an extra $500 a month on the site.
0:34.6	What would you do with the money?
0:36.1	What if it was $1,000 a month? I've talked to many
0:40.2	people who want to earn more, but they don't know where to start. Well, we just opened up doors
0:46.2	for my program, Earnable, which covers the entire process of starting and growing a business
0:52.4	on the side. That includes how to find a profitable idea.
0:56.9	You don't have to have an idea.
0:58.8	How to find customers who are happy to pay,
1:01.8	including specifically how much to charge
1:03.7	and how to create a winning offer.
1:06.7	And you can start at earning an extra $1,000 a month.
1:10.7	You can keep it there or you can scale that number up.
1:13.7	You choose how big you want to be.
1:16.0	You will also learn how to automate your business, so it keeps earning you money even while
1:21.1	you are sleeping.
1:22.6	And you don't have to do this alone.
	...

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