It's a minimalist Monday edition of Optimal Finance Daily, episode 1809.

A different way of looking at spending.

Buy J-Money of budgetsorsexy.com.

And I'm your host and personal finance enthusiast, Diana Mariam.

Happy Presidents Day if you're in the U.S.

This is the show where I serenade you with the sweet sounds of personal finance knowledge

from some of the best blogs on the planet with the author's permission of course.

So let's jump right into today's post as we optimize your life.

A different way of looking at spending.

Buy J-Money of budgetsorsexy.com.

I've been trying something new lately where every time I have to spend money on something,

whether a need or a want, I try to look at it as I'm supporting the place my money's going to

versus I'm spending my hard earned money there.

The effect of my wallet usually remains the same, but what I've noticed is that I'm starting to

appreciate these transactions a lot more, and not only that, but in some cases even enjoying it.

A great example of this was the other week when it was time to pay dues at our local coin club.

The membership fees are literally only like $12 a year or $1 a month,

but we were starting a new lifetime membership option,

where for a one-time fee of $150 you could actually become a member for life.

Now, $12 and $150 are drastically different paying attention to price alone.

But what I noticed was that a number of people started whipping out their checkbooks right there

on the spot for these new memberships. The same people who graciously donate coins to our

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