Let's have another real person episode where this week I'm joined by Market Watch columnist

Beth Penskear to talk about our new book, My Mother's Money, A Guide to Financial Caregiving,

and this is the 179th episode, the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Hello, everyone. Welcome back. Thank you, as always for listening. I wanted to add a correction to

episode that came out two weeks ago when I did the one about year-end tax planning stuff to consider.

So someone thankfully reached out to me soon after who listened to it and pointed out that

something I said was incorrect and I realized

something else I said was also incorrect. So I wanted to update that now. I would have last week

given you all the corrections since that was the most recent episode after the one with the

bad info. But I often record these out of order and stuff.

And so last week's episode was already done in the can, you know, whatever finalized.

I didn't want to go and have to edit the episode and stuff.

So I forgot I just wait until now.

But anyway, so the thing I said incorrect was that I said you can make a 2025 IRA or Roth IRA contribution.

I think I said a GSA contribution as well up until you file your

tax return the following year plus extensions. So like normally you'd have until April 15th,

2026 or whenever you file your tax return, whatever, come sooner to make a 2025 IRA, Roth IRA,

or HSA contribution. I then also said that that deadline also includes extensions.

So if you were to get a tax return extension, that brings you to October 15th or whatever to file your tax return.

And therefore, it gives you to October 15th to also make a 2025 contribution to your IRA, Roth, IRA, HSA.

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