17 Brutal Lessons To Get Filthy Rich

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.6 • 1.2K Ratings

🗓️ 11 August 2025

⏱️ 49 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

In this episode of the Personal Finance Podcast, we break down the 17 brutal truths about building wealth that separate the rich from the rest—why saving alone will never make you wealthy, how 94% of millionaires live below their means, and why missing just 20 market days can slash returns by 70%. We explore uncomfortable money realities most never hear: why hard work isn't enough without assets, how lifestyle inflation destroys million-dollar earners, and why building multiple income streams is essential for financial freedom. Watch this episode in Youtube. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew’s course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/ Links Mentioned in This Episode: Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	summer's winding down and you know what that means back to school mode is officially here and if
0:06.5	you're anything like us you're probably eyeing your space and wondering where do we put all this stuff
0:11.2	so we grab some shells from wayfair for our kids rooms and it made a huge difference it helped us get
0:16.4	everything organized from books and toys to those random school supplies that somehow end up everywhere.
0:21.9	And Wayfair makes it so easy to refresh your space.
0:24.6	Whether you're setting up a homework corner, reorganizing the bathroom, or just getting cozy
0:29.0	for fall, they've got what you need and fast.
0:32.3	So get organized, refreshed, and back to your routine, your way.
0:35.9	Head to Wayfair.com right now to do all things home.
0:39.9	That's W-A-Y-F-A-I-R.com. Wayfair. Every style, every home. Building credit doesn't have to
0:48.9	mean getting into debt. And with Chim secured credit builder Visa credit card, you can build
0:53.6	credit just by making
0:54.5	everyday purchases and paying them off on time. There's no interest, no annual fees, and no credit
0:59.5	check to apply. Just smart, responsible credit building. And because CHIME reports to all three
1:04.5	major credit bureaus, your on-time payments can actually help improve your score over time.
1:09.2	Better credit means better rates on car loans,
1:11.6	apartments, even insurance. And it all starts with everyday habits and the right tools. Make everyday purchases count with CHIM. Get started at chime.com slash PFP. Chime feels like progress. The CHIMCredit Builder Visa Credit Card is issued by the BankNA or Stride Bank NA. Chime checking account required to apply. Money added to credit builder will be held in your secured deposit account is collateral.
1:08.6	And is your credit builder cards available to spend amount?
1:09.8	This is money you can use to pay off your monthly charges.
1:11.0	Out of network ATM withdrawal and OT. The Chime Credit Builder Visa credit card is issued by the Bank Bank NA or Stride Bank N.A. Time checking account required to apply. Money added to credit builder will be held in your secured deposit account as collateral.
1:28.4	And is your credit builder cards available to spend amount.
1:29.6	This is money you can use to pay off your monthly charges.
	...

Transcript will be available on the free plan in 24 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Andrew Giancola, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andrew Giancola and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.