1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents

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🗓️ 15 June 2021

⏱️ 8 minutes

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Summary

Michelle Schroeder-Gardner of Making Sense of Cents reflects on paying off over $25,000 in credit card debt. Episode 1558: I've Paid Off Over 25 Thousand in Credit Card Debt by Michelle Schroeder Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2012/02/ive-paid-off-over-25000-in-credit-card-debt.html Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is Optimal Finance Daily, episode 1558.
0:03.8	I've paid off over $25,000 in credit card debt
0:07.6	by Michelle Schroder Gardner of MakingSenseofSense.com
0:11.6	and I'm your host and personal finance enthusiast, Diana Mariam.
0:15.7	This is the show where I read to you from the best personal finance blogs on the web
0:19.6	with the author's permission, of course.
0:21.9	So with that, let's get right to it and start optimizing your life.
0:30.0	I've paid off over $25,000 in credit card debt
0:33.6	by Michelle Schroder Gardner of MakingSenseofSense.com.
0:38.5	The title is true. Well, kind of.
0:41.8	Well, I've never had a balance on any of my credit cards.
0:44.9	I still make charges on them and incur debt,
0:47.7	even though it's paid off completely every month.
0:50.4	So technically, I have had that large amount in credit card debt in the past few years.
0:55.4	I got my first credit card at 18,
0:57.6	and I was purely using it to gain credit for a long time.
1:01.2	It definitely helped my score and I was able to learn how to control my spending at a young age.
1:06.2	Yes, I've paid that much in credit card debt, probably over that amount.
1:10.8	Just recently, after our December credit card bill came,
1:13.5	the balance for all three of our cards was around $1,500.
1:17.2	Yes, that's a lot for one month, but of course, other months will be smaller.
1:21.9	Also, I've seen a couple of other bloggers do this,
	...

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