#155 - "Hot topics" edition...Andy and Larry Pershing talk about the Big Beautiful (tax) Bill, US debt, concentration in the S&P 500 and MORE!

Retirement Planning Education, with Andy Panko

Andy Panko

Annuities, Taxes, Ira, Retirement Planning, Social Security, Roth Ira, 401k, Pension, Investing, Financial Planning, Roth Conversion, Tax Planning, Education

2.4 • 671 Ratings

🗓️ 12 June 2025

⏱️ 109 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Andy and Larry Pershing from Optimum Retirement Planning share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: The pending "Big Beautiful Bill" tax bill that recently was approved by the House; what's in it, what's not in it, practical planning considerations around it, etc. ( 8:12 )Potential concerns about US debt US government bond defaults ( 34:50 )Talking to kids and heirs about your estate planning and w...

Transcript

Click on a timestamp to play from that location

0:00.0	It's time for another hot topics episode. This week, I'm joined by Larry Pershing from
0:04.0	Optimer Retirement Planning, where we share our thoughts about the big, beautiful tax bill,
0:08.3	impacts the concerns of increasing U.S. debt level, the amount of tech concentration in the
0:12.5	S&P 500 and more in this, the 155th episode, the Retirement Planning Education Podcast.
0:21.5	Welcome to the Retirement planning education podcast, where you can learn all about IRAs
0:26.4	and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio
0:32.0	withdrawal strategies, annuities, estate planning, and much more.
0:36.3	And now here's your host, Andy Panko.
0:39.4	Hello, everyone. Thank you as well as for listening. Today we have a hot topics episode where I am
0:45.5	joined by another fellow retirement planner. And we talk about, share our thoughts, go back and
0:51.5	forth on a few topics that we view as quote-unquote hot
0:55.0	that are either current event type things or questions we've received from people
1:00.5	or just other things we think that people may be interested in knowing or want to hear our thoughts,
1:08.1	whether it is a, again, current event topic or something more evergreen.
1:12.2	That's sort of a constant question or concern or thought that people want to have.
1:19.8	So this week, I am joined by Larry Pershing from Optimum Retirement Planning.
1:24.6	He has been on the show before.
1:26.1	He was one of the retirement planners I had on
1:29.1	in early 2024, I want to say. I know Larry, well, we are in a monthly group where Larry, myself,
1:38.8	a handful of others, many of which you've heard on the show before, we are in a monthly,
1:43.5	what's called mastermind group or study group where we live throughout the country, but we meet up virtually every month and just talk about things.
1:51.0	We're all owners of our own retirement planning firms.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Andy Panko, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andy Panko and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.