#152 - Q&A edition...how to deal with market declines, Social Security spousal benefits, vacation home sale impacts on IRMAA and MORE!

Retirement Planning Education, with Andy Panko

Andy Panko

Annuities, Taxes, Ira, Retirement Planning, Social Security, Roth Ira, 401k, Pension, Investing, Financial Planning, Roth Conversion, Tax Planning, Education

2.4 • 671 Ratings

🗓️ 22 May 2025

⏱️ 54 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Listener Q&A where Andy talks about: Why more fund managers don't offer mutual fund-to-ETF conversions ( 5:02 )How my firm helps clients prepare for severe market declines, and how we communicate bad markets to them ( 8:48 )Who's the voice of the intro and outro to this podcast ( 16:06 )For spouses claiming Social Security, what's a good claiming strategy when one spouse doesn't have enough work history to get their own benefit and can only get spousal benefits ( 17:19 )Could a pers...

Transcript

Click on a timestamp to play from that location

0:00.0	Q&A time. This week I'll be talking about dealing with market declines, social security
0:04.6	claiming strategies for spouses when one spouse doesn't have their own earnings history,
0:08.5	how a vacation home sale can impact Irma, Medicare surcharges, and Roth conversion analysis,
0:13.1	and much more in this, the 152nd episode of their retirement planning education podcast.
0:27.2	Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs,
0:32.9	employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies,
0:38.4	annuities, estate planning, and much more. And now here's your host, Andy Panko.
0:42.4	Hello, everybody. Welcome back. Thank you as always for listening. We have another Q&A, otherwise known as question and answer episode today. As always, thank you to everyone who
0:47.4	sends in questions. For future episodes, you can send them to Andy at Andypanco.com. The address,
0:54.0	you'll be able to find that in the notes to this show.
0:57.6	So yeah, so let's get into it.
0:59.2	So as I was, I just did rerecored.
1:01.9	I know you don't know that, but I'm going to tell you, I started to record, and no joke,
1:05.5	it was like 10 seconds into recording an email popped up on my screen, and it was someone
1:09.0	who just sent in a new question for the Q&A episode. So I printed it off. I'll try to get to it and stopped and started
1:17.4	recording so I can go again because I kind of lost my mojo when I saw it pop up. Anyway,
1:22.3	so let's start with the joke. So I wanted to let you know that my wife dramatically ripped
1:26.0	the blankets off me last night.
1:27.9	But I will recover.
1:31.4	Recover. I will
1:33.4	recover. This show is terrible.
1:35.7	And my BGS or big goofy smile moment.
	...

Transcript will be available on the free plan in 13 days. Upgrade to see the full transcript now.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Andy Panko, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Andy Panko and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.