145- A Q&A Episode: Rebuilding Your Credit, Having Money Conversations With Your Partner, How To Get Started and More!
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 18 March 2020
⏱️ 58 minutes
🧾️ Download transcript
Summary
I want you to live your best life when it comes to money. So, in this week's Journey to Launch podcast episode I am answering your questions about rebuilding your credit, investing, how to get started on your financial independence journey, having money conversations with your partner, and so much more. Get ready to take notes because this is an episode packed with money gems. In fact, you might need to listen to this episode more than once.
In this episode you will learn:
- Tips on rebuilding your credit
- Things you should know about your employer's retirement plan
- The differences between a Roth Individual Retirement Account and a Brokerage Account
- The steps and stages to achieving financial independence and retiring early
- Tips to talk to your partner about finances
- The difference between FinCon and the Financial Freedom Summit, and more
Other related blog posts/links mentioned in this episode:
Check out these awesome episodes I mentioned in the podcast:
Episode 37: Credit 101: Understanding Credit & Using Credit To Build Wealth with Shante Harris
Episode 43: Being Rich & Regular, A Couple's Journey To Reaching Financial Independence
Episode 53: The What, Why & How of The Financial Independence Retire Early (FIRE) Movement
Episode 112: The Five Journeyer Stages and How to Unlock Freedom Along the Way to Financial Independence
Episode 139: Love & Money: How They Got On The Same Page To Pay Off $32,000 of Debt w/ LeDo & Shameka McDowell
Go to Journeytolaunch.com/freedomsummit to join me at the Financial Freedom Summit in May.
I use Michael Hyatt's Full Focus Planner to keep me focused so I get things done. If you are looking for a planner consider using this one.
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
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YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
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Transcript
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| 0:00.0 | You're listening to the Journey to Launch Podcast, a Q&A episode on Rebuilding Credit, |
| 0:06.0 | where to get started, having money conversations with your partner, and much more. |
| 0:11.0 | T-minous 10 seconds. Welcome to the Journey to Launch. much more. She helps brave journeyers like you get out of debt, save, invest, and build real well. |
| 0:27.0 | Join her on the journey to launch to financial freedom in five four three two one |
| 0:37.0 | hey hey journeyers welcome to the Journey to Launch Podcast. Okay, before we hop into the episode, I want to tell you about today's sponsor, Empower. |
| 0:50.4 | One of the most asked questions from listeners that I get is how can I save more and reach my goals and I usually reply with you have to make it easy and automated as much as possible |
| 1:00.8 | So I'm always on the lookout for solutions for you to do just that, |
| 1:04.7 | make saving easy and automatic. Today's sponsor Empower that's E M-P-O-W-E-R is an awesome mobile app that makes saving and managing your money the easiest thing you can do all day. |
| 1:17.0 | For starters, Empower has an automated savings feature. |
| 1:20.0 | You can simply tell the app your weekly savings target and every day |
| 1:24.8 | Empower studies your income and spending and automatically knows when to |
| 1:29.1 | move the right amount of money into your savings account where you're less likely to spend it. |
| 1:33.0 | It's called AutoSave. |
| 1:35.0 | Just set it and forget it. |
| 1:36.0 | You even get access to a human coach that you can text for personalized finance questions. |
| 1:41.0 | Download Empower, that's EMPO-W-E-O-E-O-E-O-E-O-P-E-P-O-W-E-R in the App Store or Play Store. |
| 1:47.2 | I download the app myself because you know that I have to give things a try before I recommend |
| 1:51.0 | them and I really like it. |
| 1:52.0 | It's super simple and easy to get started. |
| 1:54.8 | And for journeyers, that's you, you get $5 when you use the offer code journey and reach your savings |
| 2:00.9 | goals. Visit empower. me slash journey for more details. |
| 2:06.5 | On today's episode I am doing a question and answer episode so you guys submitted |
... |
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