So let's assume you decided you want to do some Roth conversions, but you're trying to figure out how much to do in any given year.

I'm about to discuss how to do that in this the 141st episode of the Retirement Planning Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans,

taxes, social security, Medicare, portfolio withdrawal strategies, annuities, estate planning,

and much more. And now here's your host, Andy Panko.

Hi, everyone. Thank you, as always, for listening. Today is sort of a part two to the, to the episode I did

last month, the beginning of last month, my deep dive topic was things to consider, or I guess

it was seven scenarios or situations where it could make sense to consider doing rough

conversions. This month's deep dive episode, today's

episode, is taking a step further. So we're going to assume you already decided that, yes,

Roth conversions make sense for you as part of your long-term tax plan as far as how much

you're actually going to convert, you know, big picture, what your multi-year goal is. We don't know.

I mean, that's going to be very different

and frankly, kind of subjective for everyone. But let's assume you figured out there is a large

slug of money, a few hundred thousand dollars, half a million, whatever, that you want to do conversions.

Now the question is, okay, how much should I actually convert in any given year? Today I'm going to talk through some of the things to consider and how to start going about coming up with, or doing the analysis to come up with that figure.

But before we do, I want to let you know that a cheese sandwich walks into a bar.

The owner says, sorry, we don't serve food here.

That joke's great,

because you can make that whatever you want. It doesn't need to be cheese, obviously. It could be any food walks into a bar. So pick, pick the food of your fancy. Flawful, I don't know,

ham and cheese, sandwich, whatever you want to do. And my BGS or big goofy smile moment, for those who are new to the podcast

or don't know the backstory of this, it's something that I decided to start doing a few months

...