135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 15 January 2020
⏱️ 46 minutes
🧾️ Download transcript
Summary
David Carlson is answering all your student loan questions on this week's episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC's KARE 11, David is a personal finance author and speaker.
In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.
In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way.
In this episode you will learn:
- Several misconceptions about student loans
- The truth about student loan refinancing
- The good, bad, and ugly about the Public Service Loan Forgiveness Program
- How taxes and forgiveness of loan debt are related
- The pros and cons to Parent Plus Loans, and more
Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer
Transcript
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| 0:00.0 | You're listening to the Journey to Launch Podcast. Your student loan questions answered. |
| 0:07.0 | Refinancing the Public Service Loan Forgiveness Program, Common Misconceptions, and more with David Carlson. |
| 0:15.0 | T-minous 10 seconds. |
| 0:17.0 | Welcome to the Journey to Launch Podcast |
| 0:19.0 | with your host Janila Sufrant |
| 0:21.0 | as a money expert who walks her talk. She helps brave journeys like you, get out of debt, save, invest, and build real well. |
| 0:31.0 | Join her on the journey to launch to financial freedom in five, four, three, two, one. |
| 0:37.0 | Hey, hey, hey, Juniors. I am back with another very educational and basically real world |
| 0:52.4 | episode for you because I constantly get asked about student loans because so many of you are dealing with paying off your |
| 1:03.2 | things in ambitions in reaching some of the |
| 1:06.2 | ambitions in reaching some of the goals that you have right like so you may be paying off tons of |
| 1:11.9 | debt especially student loan debt, and oftentimes your income |
| 1:16.4 | is not supportive of the payment plan that you're currently on, or maybe the degree that |
| 1:21.4 | you went for, you know, it was not what you had imagined and so you're paying off sometimes loans in a field that you're no longer even interested in or working in. |
| 1:30.0 | Sometimes you're even paying off debt and student loan debt on a degree that you didn't finish. |
| 1:36.2 | And so I know this is something that affects a lot of journeys, and so I'm also always looking |
| 1:41.0 | for content that can help you with that. |
| 1:42.7 | And so I'm excited to bring you this conversation |
| 1:45.1 | with David Carlson, who has some information |
| 1:48.4 | to share with us on student loans. |
| 1:49.9 | He himself is a person who currently has student loans and is paying them off but wrote a book called |
| 1:56.3 | Student Loan Solutions Five Steps to Take Control of your student loans and Financial Life. He also is the founder of the millennial personal finance blog, |
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