1343: When It Makes Sense to Refinance Your Mortgage (And When It Doesn’t) by Andy Hill of Marriage Kids And Money

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Self-improvement, Education, Business

4.5 • 1.3K Ratings

🗓️ 12 November 2020

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Andy Hill informs us of when it does and doesn't make sense to refinance our mortgages. Episode 1343: When It Makes Sense to Refinance Your Mortgage (And When It Doesn’t) by Andy Hill of Marriage Kids And Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked about this topic of young family finance that he decided to start a blog and podcast about it. It began as a hobby and then morphed into a fun side hustle when people started to enjoy the information he was sharing. Fast forward to today, he’s left his corporate event marketing career behind and is now a full-time blogger and podcaster who has been featured in major media outlets like CNBC, Kiplinger’s Personal Finance and NBC News The original post is located here: https://marriagekidsandmoney.com/when-it-makes-sense-to-refinance-your-mortgage-when-it-doesnt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group and Join the Ol' Family to get your Free Gifts! Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This is optimal finance daily episode 1343 when it makes sense to refinance your mortgage and when it doesn't
0:08.0	by Andy Hill of Marriage Kids in Money.com
0:11.0	and I'm your host and personal finance enthusiast Diana Merriam.
0:16.0	This is the show where I serenage you with the sweet sounds of personal finance
0:20.4	knowledge from some of the best blogs on the planet, with the author's
0:24.2	permission of course. And before we get to it, if you've been listening for a
0:28.0	while, you should already know that we have a weekly newsletter sharing tips,
0:31.8	tricks, advice, inspirational quotes and more.
0:35.0	It's a great way to show your support and totally free.
0:38.1	Just enter your email address at oLD podcast.com to join.
0:42.4	Now I have a new author for this show today, Andy of Marriage Kids and Money.
0:47.7	I'll tell you about him right after the reading so let's get right to the
0:51.0	post and start optimizing your life.
0:54.0	When it makes sense to refinance your mortgage and when it doesn't,
1:01.0	by Andy Hill of Marriage Kids and Money.com.
1:05.0	Have you ever thought about refinancing your home?
1:08.0	Most homeowners I know have entertained the thought at one time or another.
1:12.0	They think it's probably a good idea, but
1:15.1	don't know if it makes sense for them or not. Mortgages are confusing already.
1:19.9	Ref financing adds to the confusion, and if you don't know what you're doing, it can cost you big time.
1:26.0	Let's look at when it makes sense to refinance your mortgage and when it's a bad idea.
1:31.0	What is refinancing? Refinancing is when a loan is paid off and replaced with a new one.
	...

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