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The Personal Finance Podcast

12 Reasons to Never Retire (Even When You Have Enough Money)

The Personal Finance Podcast

Andrew Giancola

Entrepreneurship, Investing, Business

4.61.2K Ratings

🗓️ 25 August 2025

⏱️ 35 minutes

🧾️ Download transcript

Summary

In this episode of The Personal Finance Podcast, we explore 12 data-backed reasons why working past traditional retirement age can boost your health, wealth, and happiness—from how postponing retirement preserves cognitive function and reduces mortality risk by 9-11%, to why social isolation from leaving work increases death risk by up to 77%, and how modern remote opportunities make it easier than ever to design lifestyle-friendly careers that keep you mentally sharp, socially connected, and financially secure well into your later years. How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew’s course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/  Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP  Visit www.functionhealth.com/PERSONALFINANCE or use gift code PERSONALFINANCE100 at sign-up to own your health. Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel   Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

I'll now hand you over to my best man, Eddie.

0:04.0

Wow, wow, wow, second time's a charm, eh, Billy Boy?

0:09.0

Oh God.

0:10.0

Substitution, courtesy of Paddy Power, embarrassing Eddie, makes way for sensible Samuel.

0:15.0

Cool, that was close.

0:16.0

You might not always pick the right starter, but your sub can still deliver.

0:19.0

Because with Paddy's super sub, your bet rolls over to the player coming on. Paddy Power. Valid on selected leagues and markets only. Prematch and in-play bets on qualifying player outcome selections only. T's and Clusions apply. 18 plus scummelware. Dot orrace the rudder. Raise the sails. Raise the sails. Captain and unidentified chip approaching. Over.

0:38.3

Roger that.

0:39.3

Wait, is that an enterprise sales solution?

0:42.3

Reach sales professionals, not professional sailors.

0:46.3

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0:51.3

To get £100 of your first campaign, go to LinkedIn.com slash lead to claim your credit.

0:56.7

That's LinkedIn.com slash lead.

0:58.9

Terms and conditions apply.

1:00.2

On this episode of the Personal Finance podcast,

1:03.5

12 reasons to never retire,

1:05.9

even if you have enough money.

1:24.6

I'm happy money. What's up, everybody, and welcome to the personal finance podcast.

1:29.7

I'm your host, Andrew, founder of MasterMoney.com.

1:32.5

And today on the Personal Finance Podcast, we're going to be talking through 12 reasons to never retire, even when you have enough money.

1:40.0

If you guys have any questions, make sure you join the MasterMoney Newsletter by going to Mastermoney.com slash newsletter.

1:46.7

And don't forget to follow us on Spotify, Apple Podcasts, YouTube, or whatever podcast player

...

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