This podcast is produced by KPP Financial, Steve Peasley President,

KPP Financial, Independent Thinking, shared success, and now today's

podcast.

Good afternoon fellow investors and welcome to Invest Talk. This is our Thursday, December 20th, 2020 edition of Invest Talk. I appreciate you all tuning in for this hour and I know you

are all probably ramping up in preparation for the holidays. Yeah, it's tomorrow marks two weeks till Christmas and then we soon have the new year and this is also a time where many people

look back and assess what happened this year and plan for next year and when you're doing that

many of you may feel shell-shocked.

A lot has happened this year.

So much on the political front, obviously, the economic front has been shocking in many ways

shocking in the fact that a pandemic was probably in no very few people's radar of world events that could impact their lives in a dramatic way, especially this dramatic.

And it changed many of lives around you, including your own.

And then there's probably a lot of shock on how resilient in some ways the economy was and in others

not so much right Maybe supply chains for example. So this is a time of reflection and this is my job each and every weekday as well as Steve's

to help guide you, provide you with unbiased guidance to answer your finance and investment questions.

So my goal is to help you develop the strategies and when you're doing that look back,

that reflecting, and you're thinking about how not just to change your portfolio, but also your savings habits, your thinking habits, right? Because mindset is everything. All your decisions are filtered through the mindset and the lens that you create yourself. And we all evolve and everyone should think about evolving.

Improving, adapting. Right? If you're the same person you were at 18 as you are at 38 or 58 or 78

probably didn't do much evolving, changing, improving. And so that's what I challenge you to do going into this year end.

Think about it from a very, very top level.

Right, in investing there's top-down approach which is macro-thinking, understanding

the economy, inflation, geopolitical, etc.

But you can go even higher than that from a macro perspective.

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