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For my next drink, I will combine Toffee, Coffee and Magic.

Behold a Starbucks Toffee Nut Lutter and Ice for an iced Toffee Nut Lutter.

Or try the all new Toffee Nut Cream Cold Brew.

Coffee, Toffee, Festive Magic.

Ooh, where was I?

Oh, yeah. Order for Sam.

Festive Faves are back at Starbucks on Starbucks the livers in the Starbucks UK app,

while Stocks last participating stores, teas and seas apply.

It's my pleasure to welcome you to the Clark Howard Show, our mission to serve and empower you

so you make better financial decisions in your life.

Today, I want to talk about credit cards.

They can be a great thing or a disaster in your financial life.

If you're like me, you're getting lots of offers in the mail right now.

You're not alone if you're getting a lot of offers.

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