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The Clark Howard Podcast

12.06.23 The Pros & Cons of Bin Stores / Home Insurance In Coastal States

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 6 December 2023

⏱️ 36 minutes

🧾️ Download transcript

Summary

Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased. Bin Store Savings: Segment 1 Ask Clark: Segment 2 New Coastal Building Standards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s a bin store, and why should you check one out? Should I Tip on a Cruise? Booking a Cruise? Here Are 5 Ways To Do It for Less Clark does not purchase extended warranties! Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? The Coastal State Where Home Insurance Is Relatively Affordable - WSJ Some houses are being built to stand up to hurricanes and sharply cut emissions, too NYTimes.com: A Climate Change Success Story? Look at Hoboken. Home Insurers To Be Scrutinized In Climate-Risk Study The Best Places To Sell Your Cell Phone Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This episode is brought to you by Deliverer because anything goes this Christmas. Yes, even sprouts on a pizza or gravy on sushi.

0:10.0

The rules are there are no rules. Have a Cantonese on Christmas Eve or a faulty

0:15.6

on boxing day and when you're so over the leftovers bring on the ramen.

0:20.2

From big brands to local favorites this Christmas it's all on your doorstep with

0:25.0

deliver room. Geographical restrictions, Tees and C, service and delivery fees apply. It's great to have you here on the Clark Howard show. You know our mission is to serve you with information that empowers you so you make better financial decisions in your life.

0:46.0

And I hope you've decided to subscribe to one of our newsletters.

0:51.0

It's really simple. They're free.

0:53.4

You go to Clark.com slash newsletters and the deal is to have money advice you can

1:00.2

trust at Clark.com and deals you can trust at Clark.com and deals you can trust at Clark deals.com. And I'm so excited by

1:09.9

our team the people who work on the various things we do.

1:14.7

Because to a person, they are dedicated to doing

1:19.2

what's best and right for you, for your wallet, for your life to do where their head and their hearts meet.

1:27.2

We do not do any pay for play, which unfortunately is how a lot of websites survive.

1:34.0

But this is all about serving you with information you can trust and trust.

1:40.0

That's a word that should not be thrown around lightly, but I believe in what we do to serve you.

1:47.0

Do we get it right 100% of the time? No way.

1:51.0

But we research hard, we research well, and we research thoroughly to write content

1:58.9

that we believe does serve you. And I hope that we're able to accomplish that. So if you go to

2:05.0

Clark.com slash newsletters and you sign up for one of our newsletters and you end

2:10.2

up saying this is a waste of my time I can't stand this thing we make it just

2:14.8

as easy to unsubscribe as we made it to subscribe. Wouldn't it be great if

2:20.2

everybody made it as easy to leave something as they did to go to it, well, I just think that's the right way to do business, the right way to serve people.

...

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