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For my next drink, I will combine Toffee, Coffee and Magic.

Behold a Starbucks Toffee Nut Lutter and Ice for an iced Toffee Nut Lutter.

Or try the all new Toffee Nut Cream Cold Brew.

Coffee, Toffee, Festive Magic.

Ooh, where was I?

Oh, yeah. Order for Sam.

Festive Faves are back at Starbucks on Starbucks the livers in the Starbucks UK app,

while Stocks last participating stores, T's and C's apply.

It's great to have you here on the Clark Howard Show

where our mission is to serve and empower you

so you make better financial decisions in your life.

This episode, I want to talk about the stock market

and something that is so very dangerous that people have been doing so much of lately,

doing what's called borrowing on margin, I'll explain.

...