This is Optimal Finance Daily, episode 1145.

Where do I invest after maxing out retirement accounts?

By Chris Reining of Chris Reining.

And I'm Dan, I am here every single day reading to you from some of the best personal finance blogs on the web

And today's post comes from our friend Chris Rining. I will keep this intro nice and short for you however

So let's get right to the post as we start

optimizing your life.

Where do I invest after maxing out retirement accounts by Chris Reining of Chris Reining.com?

Today's question comes from Jay. He asks, quote,

thanks for the informative content you've generated.

It's some of the soundest, most easily digestible out there, and it's definitely had an impact on my life.

I've been reading up on retirement for a couple of years now, roughly when I went into the workforce after college.

I'm in my late 20s, and currently I make just shy of the $118,000 per year IRA income contribution cap.

I just recently started to fully fund my 401k for a single person per year.

I contribute 18k per year in a target date fund currently valued at 30k and I also fully

fund my Roth IRA. I contribute 5,500

per year in two index funds, one total market stock, one total market bond,

ratio of 70% to 30%, valued at 20k.

It's taken some time to get to this point, but I feel happy and lucky I've been able to have

enough to fund my accounts and have enough money to cover all my monthly expenses. It's something

I definitely don't take for granted. So now I've checked most boxes you find online about

investing. My question is now what? What should I invest in if I have some more expendable income and I want to accelerate my retirement?

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