114. Finally! Turning Your Mortgage into Points: How Mesa is Flipping the Script on Rewards

Point Me To First Class

Devon Gimbel MD

Finances, Education, How To, Travel, Credit, Expenses, Card, Cards, Society & Culture, Professionals, Tips, Personal, Places & Travel, Business, Points, Rewards

5 • 1K Ratings

🗓️ 5 May 2025

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

There’s finally a card that rewards you for the one expense that’s been completely ignored in the points world: your mortgage.

In this episode, I’m talking with Kelley Halpin, CEO of Mesa, about the first credit card that lets you earn points for mortgage payments—plus other major homeowner expenses like daycare, utilities, and home improvement. Kelley shares what makes the Mesa card unique, how its rewards system works, and why it’s designed to serve a segment of consumers that’s long been overlooked by traditional credit card programs.

If you’ve ever wished one of your biggest monthly bills could earn serious points—this card just might become your new favorite.

Make sure to check out the Mesa Homeowners Card - no annual fee, earns points on your mortgage and comes with $800+ in home benefits! Use my referral link to get 5,000 bonus points when you get approved.

https://mesa.onelink.me/odOT/gge86l53?referral_code=htx8f5

Use my code to apply: htx8f5

Terms apply.

Get full show notes and transcript: https://pointmetofirstclass.com/mesa-credit-card-earn-points-mortgage/

Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of!

Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here:

https://pointmetofirstclass.com/pointsmadeeasy

Transcript

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0:00.0	Welcome to Point Me to First Class, the only show for employed professionals, entrepreneurs, and business owners who are looking to optimize their higher than average expenses to travel the world.
0:10.7	I'm your host, Devin Gimble, and I believe that your expenses are your greatest untapped asset, if you know how to leverage them.
0:17.8	Ready to dive into the world of credit card points and miles so you can travel more, travel better, and travel often. Let's get started. Welcome back to the podcast,
0:31.3	everybody. Today's conversation is one I have been waiting years to bring you. That's because
0:36.7	we are going to be talking about a
0:38.2	brand new credit card that finally, and I mean finally, let's you earn points on paying your mortgage.
0:45.6	I'm chatting with Kelly Halpin, CEO of the innovative company Mesa that's finally filling a massive
0:51.2	gap in the credit card rewards landscape by helping homeowners turn
0:55.0	one of their biggest expenses into major rewards. From bonuses on daycare and utilities to
1:01.0	exciting new ways to redeem your points, including towards your mortgage itself, Mesa is changing
1:06.3	the game. If you like me have long been wishing for a card that truly meets you where your spend
1:12.4	is, this is it. Get ready to learn why Mesa could become your new favorite card and how it's
1:18.5	designed to make homeownership way more rewarding. I hope you enjoy this conversation.
1:25.0	Hi, Kelly. Welcome to the podcast. And thank you so much for being here today. Thank you for having me. Excited to chat. I am so excited to chat as well. This product that we're going to be talking about today is one that I've been hoping and wishing for personally for years and years and years. And I know thousands of people who are going to be hearing this podcast, who have been wishing for the same thing.
1:44.5	And so I'm really excited to learn more about the background of this company,
1:48.7	to learn how exactly your product is built to fill a huge gap in the current credit card market
1:54.6	and how we can, many of us, benefit from this amazing product.
1:58.9	And of course, we're talking about Mesa and the Mesa credit card.
2:02.4	And one of Mesa's stated objectives is to address a longstanding gap in the credit card market
2:08.0	where mortgage payments, which are typically a homeowner's largest monthly expense,
2:12.3	have historically gone unrewarded. And I was hoping you could talk a little bit more and
2:16.4	share more about how this
	...

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