11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 5.2K Ratings

🗓️ 24 November 2025

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams. The Warehouse Club Advantage: Segment 1 Ask Clark: Segment 2 Your Family Code Word: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Automatic Bill Pay: How It Works and How To Do It Safely How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? Why Every Family Needs a Code Word Is It Ever OK To Co-Sign a Loan With a Family Member? Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	This episode is brought to you by Vanta.
0:03.0	Security and compliance done wrong is a headache.
0:06.0	Done right, you build trust and grow faster.
0:08.0	That's Vanta.
0:09.0	For startups, Vanta acts as your first security hire,
0:13.0	using AI to get you compliant fast.
0:15.0	For enterprises, it's your AI-powered hub for compliance,
0:18.0	risk and automating workflows.
0:20.0	From startups like Cursor to enterprises like Snowflake, top companies choose Vantor.
0:25.0	Do security and compliance right.
0:27.0	Get started today at Vantor.com.
0:34.7	It's great to have you here on the Clark Howard Show.
0:37.8	You know, our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.
0:47.1	And we're starting out this holiday week talking about one of my great loves in my life warehouse clubs how the big three are
1:00.5	dominating retail sales in the United States and later I got a step you should consider
1:08.3	I read this twice recently.
1:14.0	I thought in the first time I was like, you know, I should talk about that.
1:15.4	And I forgot.
1:18.4	And the second time I was like, well, second time is charm.
1:23.8	I'm going to talk about what you should be doing to help each other in your family avoid scams, which are booming right now where people impersonate you, a family member,
1:32.8	whatever, simple step for you to follow.
1:36.4	All right.
	...

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