Welcome to Ask an Advisor, where we every single week, go deeper on all things money, investing, your

retirement, your happy retirement. We're just talking about that before we started recording.

We're going to have a whole episode about that or more. For sure. But all of this

comes back to having happy retirement. A lot of my research over the years is just there are things

that help tip the scale towards happy retirement or the probability. And I think two of the

things that we're talking about today are in line with that. I do too. So first you're going to

talk about, you know, inheritance for your

kids, but in a different way than monetary inheritance, right? Yes. Yes. And this comes back from a

real life story. And I guess I will, I'm changing names here, but I'll make this the Chuck and

Susan's story. Okay. Before we get to that, let me just also say you're going to talk about AI and how it actually may create more jobs. Well, yes. I think that even if, let's say you're, if you're retired and you're financially in a good, good shape, you're not as worried about what jobs are going to be taken by AI. But if you're a parent or a grandparent, you're

wondering, hey, what are my kids going to do? Are all the jobs going to be taken? And I've been

challenged lately to figure out just what we could see as far as the creation part of new jobs.

It's really easy to figure out what jobs are going to go away. What jobs will evolve? That's our second topic. I am looking forward to hearing that. And I'm sure a lot of people are curious what you're going to say about that. Well, let's start, though, with Chuck and Susan, which I feel like I very often when I change names, I default back to Chuck and Susan. So I have a lot of Chuck and Susan stories. For some reason, those are the two names that always pop into my head.

It's a real Chuck and Susan out there going, come on, Wes, again.

I just know a lot of Chuck and Susans.

And they're in their mid-70s.

And I think it's a story that we could all relate to because there's a, it's a very large percentage of parents that do financially help their kids. It's a 45% of

America reports giving some financial support or pretty significant financial support to their

adult children. And it is something that we would like to do if we have the propensity. I've also

found research-wise that if you're doing too much of it,

it actually tips going back to happy retirement, tips the scales towards an unhappy retirement.

And there's a threat of that in this, I would call this is a real life story. And they have a son,

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