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The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 27 June 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.3	Start budgeting for free today.
0:06.6	So I was wondering what you thought.
0:09.1	I'd like to take out $75,000 in student loan to get a bachelor's in construction management.
0:17.6	But there's one caveat, which is that because I am a DACA recipient I am not qualified for a
0:23.5	majority of scholarships that are out there or any kind of federal assistance.
0:27.6	Please don't do this, Andrew.
0:29.3	Please, please, please don't do this.
0:31.9	Okay.
0:32.5	I'm sorry.
0:33.0	Help me.
0:33.8	John, what's a DACA?
0:35.9	It's a long story, but he is not a naturalized citizen, but he's lived
0:41.7	here his whole life. And so he's a recipient. He can go to college, go to U.S. college, but doesn't
0:46.5	qualify for a lot of the aid packages that are reserved for citizens only. Gotcha. Okay. Now I'm
0:51.0	catching it. And so you want to go into construction management? Yeah, so there's a trade school here locally that also has an online college. Okay. I'd basically do an electrician degree. Yep. And then that turns into a bachelor's in construction management. Okay, so hear me say this. I want you to go learn how to be an electrician, and I want you to learn construction science.
1:12.3	I desperately want that because you're going to be one of the most in-demand people in the next five to ten to 25 to 50 years, okay?
1:19.5	That's a wonderful career field.
1:21.1	I do not want you to get $75,000 in the hole.
1:26.6	Okay.
1:27.2	What do you do now? Currently, I'm a graphic designer for a sign
1:32.2	company. Okay. And so what made you pick construction? So, I mean, I'm 29, and for the longest time,
	...

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