It's my pleasure to welcome you here at the Clark Howard show. Our missions to serve you and empower you so you make better financial decisions in your life.

And I want to begin by thanking all of you for the reviews

your posting of our podcast.

And here's one that was recently posted on Apple

podcasts. I've listened to your advice on and off since the 90s. Thank you for

making me a millionaire in a two-teacher household and that's from username Poly junkie, like political junkie

I assume on Apple Podcast.

And in today's episode speaking of junkie we're going to talk about junk fees and there's great news on them in a lot of

categories that is coming into the marketplace where no more bait and switch

I'm going to fill you in on that and then something

freaky good and bad uses of AI we hear so much about AI and everybody goes straight to the dark side of that and there is darkness there and there's also light and I want to talk about what you need to be aware of because a lot of people are going to be

manipulating you. You got to know what to look for.

Also today we're starting our new Clarky of the day at the end of the episode. You can listen,

see if your Clarky of the day has been chosen yet. We got a lot of fun voicemails. It's really fun hearing from everyone.

Well, I mean, morph we change we adapt to what you ask for what you want and the car keys are part of what you've been interested in from many of you.

So we're going to have it.

We'll see how it goes.

So this is good news.

Seems like so many things when you go to buy them.

There's a trick at the end of the game. A true bait and switch

where you're quoted one thing and then it comes time to pay and it's something else entirely.

And we talked about junk fees on so many things.

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