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The Clark Howard Podcast

10.15.24 Retail Perils - Overcharged & Store Cards

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.65.2K Ratings

🗓️ 15 October 2024

⏱️ 29 minutes

🧾️ Download transcript

Summary

Vigilance shoppers - With the holiday season already underway, sales are coming and going faster, increasing the likelihood of being overcharged - which happens more often than you might think. Clark has tips on how it pays to pay attention. Also today in retail peril - why you DON’T want to save 10% on your purchase if you apply for a store card.  Overcharged At Checkout: Segment 1 Ask Clark: Segment 2 Retail Store Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Reasons Sam's Club Is Better Than Costco Housing market hack: How this family just got their dream home at a 2.5% mortgage rate Subordinated Debt: What It Is, How It Works, Risks How To Open a Roth IRA What Brokerage Do You Recommend for First-Time Investors or Kids? 6 Tips to Teach Teenagers About Money 401k Fees: How Much is Too Much? Fidelity Investments Review: Pros & Cons Retail credit card interest rates reach record high Should You Get a Store Credit Card? Cash Back Credit Card Calculator Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Thoughtful driving tips from Eso, number three.

0:02.8

This is Kiran. He's doing 70 on the motorway, on his way to a cheeky

0:08.4

spa appointment, though his diaries as he's visiting a client.

0:12.8

Naughty Kiran, lowering his speed to 60 could save him up to 9% in fuel on the journey.

0:19.8

Enjoy that hot stone massage, Kiran, slowing down a little.

0:24.0

This episode is brought to you by Shopify.

0:26.0

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0:29.0

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0:30.0

Whether you're selling succulents or stilettoes,

0:32.0

Shopify has the industry leading tools to help you create,

0:35.6

control and grow your own business.

0:37.4

So get serious about selling and get Shopify today.

0:40.3

Sign up for a one pound per month trial period at Shopify.

0:43.2

co-de-e.k. slash special offer or lower advice information that empowers you, so you make better financial decisions in your life.

1:07.0

Today I gotta tell you as we move into the Christmas shopping season.

1:12.1

I know, I know.

1:13.5

I haven't even had Halloween yet,

1:15.2

but we're solidly already in the Christmas shopping season.

1:18.8

There's something I've talked about over the years

1:20.6

that I want to emphasize again

1:24.1

through the Christmas shopping cycle.

1:26.6

And also, I've got yet another reason for you coming up later

...

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