10.07.24 Health Insurance Claim Denied - Appeal / HOA Pros & Cons

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 5.2K Ratings

🗓️ 7 October 2024

⏱️ 32 minutes

🔗️ Recording | iTunes | RSS

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Summary

Recently Clark discussed how appealing auto insurance claims can lead to big savings. The same holds true for health insurance - and now there’s a tool to help you make a successful appeal of a denied claim. Also today, HOAs can be very controversial. Clark shares a story with a lesson about a ridiculous action by an aggressive HOA. Appeal Health Insurance Denials: Segment 1 Ask Clark: Segment 2 HOA Pros & Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Should You Do if Your Insurance Claim Is Denied? Fight Health Insurance uses AI to appeal claim denials How to Freeze Your Child's Credit How Can I Make Freezing a Young Person's Credit Less Risky? [The Washington Post] To beat the heat, an Arizona man offers free water. His HOA is fining him. How To Buy a House in 9 Steps Who Should Consider Setting Up a Trust? Should You Sell or Stay Put in the Stock Market? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Adobe Express makes it quick and easy to create everything I need for my business.
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0:09.0	Get Adobe Express for free.
0:11.0	Search for Adobe Express to find out more.
0:15.1	When Kate and Jervais founded Health and Her
0:17.4	in 2019, they set out to transform Menopause Care.
0:21.6	Through Barclays Eagle Labs Labs they gain specialist industry
0:24.5	and business expertise with support and training for the whole team. But the
0:29.2	story doesn't end here because Health and her are only just getting started, selling at major UK retailers
0:36.9	and making a real difference to thousands of lives. Grow your business. Bank on Barclays.
0:43.0	Search Barclays business banking.
0:45.0	It's my pleasure to welcome you here to the Clark Howard Show where our mission is to serve you with advice and information that empowers you to make better financial decisions in your life.
1:02.0	Recently on the show, I talked about how appealing auto insurance claims can lead to big savings.
1:11.0	Well, do you know the same, maybe even more true with health insurance?
1:17.5	And I'm going to give you a great example.
1:20.1	Also, do you want to live in a mandatory homeowners association, or don't you?
1:25.4	It's a 50-50 kind of choice in the United States.
1:29.7	And I want to tell you the pluses and minuses and I'm going to start off with one that just drives me crazy.
1:38.0	A ridiculous action by a homeowners association that I can't wait to share with you later in this
1:45.2	podcast. So insurance claims that you submit or that your medical provider submits for reimbursement from health
1:56.2	insurance, which by the way in the United States we have the largest percent of
2:00.6	Americans insured that we've probably ever had in the modern history of the United
	...

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