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Just and client and Steve Peasley, stand ready to take your finance and investment questions

and share their unbiased answers.

Invest Talk is made possible by KPP Financial, a registered investment advisor firm, serving

clients throughout the United States.

The clarity for your path forward starts now.

Here is KPP Chief Executive Officer, Financial Advisor, just in Clive.

Good afternoon fellow investors and welcome back to Invest Talk.

This is our Wednesday, January 18th, 2023 edition, removing fast through the third trading

week, Relic of the Year and hope it has been good for all of you and this is the time of

year where most people reassess their current financial situation and plot maybe a slightly

different path and what worked over the last year, three years, five years, and what

will work in the future, both from an investment standpoint, which is what we talk about

a lot here on the show, but also personally, career wise, probably rethinking some things

potentially, and then spending, what did you spend too much on, what wasn't worth it

last year, what was, sometimes having money, spending your money is not always just about

the total amount that you're spending, but what's the best bang for the buck, how much

was wasted, how much was spent with good value and good impact on your life, that's something

to think about as well.

So this is the time of year where everyone's rethinking a lot of things and the economy

is constantly changing, the markets constantly changing, and you need to have a portfolio

and a strategy that is balanced for you, balanced with your risk tolerance level with your

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