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The Clark Howard Podcast

1.15.20 New CA privacy law impacts; Windows security patch; Smile Direct Club issues

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.65.2K Ratings

🗓️ 15 January 2020

⏱️ 35 minutes

🧾️ Download transcript

Summary

Many younger adults have no expectation of privacy. For others, there’s a clear expectation of privacy. Know when you download an app there’s the risk they’re packaging, selling and reselling your information. Californians now have a clear right to control what info is collected about them and what is done with it. The good news Clark shared last week is that the rest of us can use the California law to our advantage as many sites provide the same privacy rights to all to be in compliance with California and Europe. We’ve received complaints from those who, when they’ve tried to use provisions of the new CA law to delete personal info or see their digital dossiers, have had to provide more personal info including their driver’s license or state issued ID. These sites and apps must verify the identity of someone requesting their file, so ID is necessary. If you want to restrict data out there on you, use provisions of the new law and be ready to prove you’re you. The National Security Agency found a major flaw in Windows 10 – a very dominant OS. The NSA informed Microsoft who has provided a patch via the latest update. Those who receive auto updates got theirs last night. If you don’t have your computer set up for automatic updates, go to settings, update and security – check for updates, download and install right away. We spoke with 2 IT security experts who confirm this a key update you should be sure to get. Clark Deals’ Charis joins Clark to discuss her teeth straightening quest. SmileDirectClub has been controversial as the more DIY choice. Invisalign aligns with orthodontists. Now SmileDiretClub will sell both ways – directly and through dental professionals. Charis had braces as a kid but her teeth shifted from not wearing the retainer. Charis consulted a traditional orthodontist and went to a SmileDirect location to price compare, and received basically the same 3D imaging at both places. Invisalign via an orthodontist typically cost $5k+. Charis’s SmileDirect cost: $1895. Charis’s research of other users finds that those with complex concerns can have problems in the absence of regular monitoring by an orthodontist. She had some bumps in the road as well. SmileDirect has spawned Facebook groups for success stories and for bad outcomes . Some are overjoyed, other suffer loose teeth and other problems. Smile Direct is a money saver, but with risks. Charis is seeing good results so far in her 10 month program. So much in medical is moving more to self-service blends with traditional care. If you have pre existing dental issues, doing a self-serve straightening is likely not a good choice. And all users need to strictly comply with their plan for a better chance of success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

It's my pleasure to welcome you here at the Clark Howard Show where it's all about you

0:10.4

and that quality yours.

0:11.4

I want you to learn ideas to me so you can save more and spend less and don't let anyone

0:17.2

ever rip you off.

0:19.2

Speaking of which, I have a special warning for you coming up about something you need

0:24.4

to do to your computer to block out hackers.

0:27.9

There's a high priority thing you need to do and I'll share it with you.

0:32.4

And coming up yet later, we have had such a controversy over the years about people

0:38.5

buying these self-help teeth straighteners.

0:41.7

There's new info to share with you, new developments with teeth straightening and I will

0:47.9

get you up to date.

0:50.6

And speaking of which, one of the strongest trends we're seeing on our website is people

0:57.5

with questions and concerns about privacy issues and what information apps might have

1:06.6

about you, websites might have about you and the rest.

1:10.1

So when the word came out, not just hours ago, I guess, about how several of the dating

1:18.6

apps are sharing your personal data with people they sell it to is, well, that's pretty

1:29.1

upsetting because if you're on any of these dating apps where you think a tender, okay,

1:38.7

stupid or grinder, what else is there that's in this?

1:43.9

There are several that your data is being sold to third parties.

1:52.4

And I want you to know that this is a risk for you.

1:59.1

Reporters are chasing down media spokesperson at these various dating sites saying, is

2:05.6

it really true?

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