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The Clark Howard Podcast

09.23.21 UPDATE: SBA Loan Programs / Important Plan Documents: 401(k) Fees.

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 23 September 2021

⏱️ 28 minutes

🧾️ Download transcript

Summary

Good news for small business owners about the SBA loan program, including applying for PPP loan forgiveness. // 401(k)s have 2 different kinds of fees, one of which most participants are unaware of - the cost for the investments plus administration fees, which can be high. Who pays? Ask Clark topics include: Best Investment Companies for Investors in 2021 / Why Vacation Clubs are worse than timeshares / Should You Manage Your Own Investment Portfolio? - The Bogleheads' Guide to Investing / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Credit Karma Review: Free Credit Score and More at Your Fingertips - How To Monitor Your Credit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

With O2, connect with family and friends for less this Christmas.

0:03.7

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0:07.9

So go on, send those antler selfies and senter emojis

0:11.4

and give those distant relays a video call.

0:14.1

Hiya, Janette Allen.

0:16.3

Connect for less this Christmas.

0:18.1

Search O2 Christmas.

0:19.8

O2, we're better connected.

0:22.0

Plus RPI plus 3.9% 500 pounds serving over 36 months.

0:24.7

And it's 28th December 2022.

0:26.1

36 months of vice-fam would link to our time plan up to 24 months.

0:28.3

18 plus credits, it's eligible to in time to fly.

0:30.3

It's my pleasure to welcome you to the Clark Howard Show.

0:38.1

Our mission is to serve and empower you

0:40.9

so you make better financial decisions in your life.

0:44.7

If you're a small business owner, I've got some good news for you about the SBA loan

0:49.3

program.

0:50.3

Later, do you have any idea how much you're being charged and fees on your 401k?

0:57.1

This can be an area where you're getting ripped off by your employer.

1:02.9

And here's the craziest thing.

1:05.5

Usually the employer doesn't even know they're ripping off their employees.

1:11.4

So it's gone in waves where I've taken a ton of questions from people about SBA loans.

...

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