This episode is brought to you by Shopify.

Looking to start a side hustle or become your own boss.

Do it with Shopify.

Whether you're selling succulents or stilettoes,

Shopify has the industry leading tools to help you create, control and grow your own business.

So get serious about selling and get Shopify today.

Sign up for a one pound per month trial period at shopify.coidek slash special offer or

lower case. That Shop dot co to ek slash special offer

It's my pleasure to welcome you here to the Clark Howard show. You know, our mission is to serve you with advice and information that empowers you to you make better financial decisions in your life.

And if you haven't visited Clark.com or Clark Deals.com in a while,

I hope you'll take the time to see what our team's been up to.

We work so hard to give you information that not only you can trust,

but that is actionable that you can put to work in your life to either make more money or save more money or make better decisions generally.

Because so many things about our lives are in the category called the paradox of choice.

You know what paradox of choice is?

It's where we have so many options.

There are so many variables that basically we just keep doing what we're doing because it's too hard to make a decision.

What we do is cut through the clutter and help you make decisions that will improve your life or

improve your wallet in so many different phases of your life.

So check them out. We have great tools too that help you make decisions and be

confident about the decisions you make. So I want to talk about QR codes straight ahead and the problems of

safety with QR codes and also recently I had a weird problem with tolls with a rental car and I want to tell you how you can generally avoid what happened to me. Right now let's talk QR codes.

...