08.25.25 Controlled Spending Method / Travel Warning: Pickpocket Rings

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.6 • 4.9K Ratings

🗓️ 25 August 2025

⏱️ 33 minutes

🔗️ Recording | iTunes | RSS

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Summary

Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending. Also today - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever. Mindful Spending: Segment 1 Ask Clark: Segment 2 ATM Pickpockets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should you buy it? If you answer 'yes' to these questions, probably not What Can I Safely Use for Peer-to-Peer Payments? Can I Use an Online Will Maker or Do I Need an Attorney? How To Create a Will Online / Wills & Funerals Archives How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion NYTimes: Help! A Pickpocket Used My A.T.M. Card, and Citi Won’t Cover It. Unpack these cybersecurity tips for a stress-free vacation Why It's a Great Time To Get a Cheap Ticket to Europe How To Pack a Carry-On the Right Way Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I've ruled out uni because I want to live at home.
0:02.0	I've ruled out uni because I want to earn money.
0:05.0	I've ruled out uni because of my grades.
0:10.0	Study with the Open University and there's no need to rule out anything.
0:13.0	With our respected degrees, you can learn from home and work alongside study.
0:17.0	We're open to all. Plus, you'll have the support of expert tutors. So rethink your
0:23.6	future with the degree you didn't think was possible. The Open University. The future is open.
0:29.6	Trip planner by Expedia. You were made to outdo your holiday. Your hammock, and your pooling.
0:39.8	We were made to help organize the competition.
0:43.0	Expedia, made to travel.
0:49.8	Thanks for joining us here on the Clark Howard Show.
0:53.9	Our mission is to serve you with advice and information that empowers you
0:58.9	to make better financial decisions in your life.
1:03.3	And I sure hope you had a great weekend.
1:06.4	How'd you do spending money?
1:08.4	If you spent too much money and you're like, oh boy, different kind of
1:13.6	hangover on Monday, I want you to listen to what I have to say about this no spending trend that's
1:21.3	been hot in 25. And later, there's something I need you to do to protect your money if you travel anywhere
1:31.5	outside the United States ultra important so the no spend 25 thing was really big on
1:40.8	TikTok I addressed it back at the beginning of the year. It's really an idea,
1:47.9	not a practical thing. You have to spend money, right? But it's the whole process of thinking about
1:55.3	money. And I think how often people say, you know, well, I've been working hard or this has happened or that's happened.
	...

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