It's my pleasure to welcome you to the Clark Howard Show, where I'm

missionist to serve you and empower you to make better financial decisions in your life.

So the economy has really been upsetting for people who are just approaching retirement,

just entered retirement. What in the world do you do now? And later grocery prices have

gone sky high and we all want to save when we shop. So should you use an app that pays

you cash back when you're shopping? We reviewed one recently, I want to tell you about it, talk

about grocery strategies generally. So this is really, really, really hard. If you were

green lighted, let's say you use one of the algorithms on the Monte Carlo algorithms,

it said you're good, you're good, you can retire, never worry about money again, or you

have a financial person, the man or woman you go to for advice at the firm and they said,

hey, you're good, go, go have a great life. And then all of a sudden, you see your portfolio

just go, and you're worried, are you going to outlive your money? Are you going to have

to live the life of you were expecting to live a comfortable life? And now you've got

a scrimp all over the place, which was the whole point in retirement that you wouldn't

have to do that. That's why you saved all that money. So what do you do? Okay. Well,

new survey says, survey says people approaching retirement that one in four of them are now

delaying their retirement that were about two. And that's pretty crushing if you've been

looking forward to a date certain and work was going to be in your rearview mirror. And

now you're having to say, I'm going to keep working. So there's things between the absolute

stark choice of I keep working or I don't. And it's part time work. And in this job market,

more and more employers have been rethinking their historical age discrimination. And

I've been thinking, you know what? Jane knows so much about blah, blah, blah. Wouldn't

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