Hello, Winebbers. My name is Jesse Meekam, and this is podcast number 56 for You Need

a Budget, where we teach you four rules to help you stop living paycheck to paycheck,

get out of debt and save more money.

Last week was significant because the United States found out that we're keeping our

president for another four years.

And it's pretty much all I have to say about that.

But it's a big week.

And man, I'm got to be honest, I'm kind of glad that we're going to hear different news for at least a little while.

Has nothing to do with today's podcast, but I am excited, very excited to have an expert in identity theft on as a guest today.

His name's Robert Siciliano, and he knows his stuff.

He is the author of 99 things you wish you knew before your identity was stolen.

How do you say this company's name?

McCaffy, will someone please give me the pronunciation on that?

McCaffy, McCaffy, I don't know.

That company's been around for so long,

I still don't know how to say that name.

Anyway, he can sold for them.

They're big into security,

computer security viruses and all that.

Over the last 29 years, Robert has studied white-collar crime,

cyber crime, identity theft, martial arts, and self-defense.

So you'll hear kind of more of his backstory when I get into the interview, but his goal is to educate and empower audiences and help us kind of stay smart and keep our families safe from potential physical or virtual attacks in today's

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