Have you ever been caught out by payments you've forgotten about?

Join over 2.5 million customers who are already using the Lloyd's Bank Upcoming Payments

tool on our app.

It gives you early sight of regular payments that are due to leave your account in the

next 31 days to avoid any surprises.

It's just one of our many useful tools that can help you stay on top of your money.

To find out more, go to Lloydsbank.com forward slash cost of living.

Lloydsbank by your side.

It's my pleasure to welcome you here at the Clark Howard Show.

Our mission to serve and empower you so you make better financial decisions in your life.

It's Friday.

You know what that means?

Time for me to hear from you how I stink it up.

So I'm going to tell you how to protect yourself with some new tricks the automakers are using

to raise your rates.

So what do I mean when I stink it up?

I'm just a guy.

And there are times you'll hear me give advice, information or opinion that is incomplete

in your opinion and accurate, just wrong.

And I need to hear from you when what you're hearing from me isn't any good in your opinion

because my credibility is based on giving advice and information you can trust.

So if you go to Clark.com slash Clark stinks and post when you feel I'm out of line, it

...