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The Clark Howard Podcast

02.13.24 How Sweethearts Talk Money / A Path To A Lower Mortgage Rate

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 13 February 2024

⏱️ 36 minutes

🧾️ Download transcript

Summary

With Valentine’s Day coming up tomorrow, it’s a good opportunity to give couples advice on how to avoid one of the most common things we fight over - money differences. Also today - Assumable mortgages allow qualifiers to potentially buy a house with one of the great rates that existed over the past few years. There’s a new site to help you find those homes for sale. Couples & Money: Segment 1 Ask Clark: Segment 2 Assumable Mortgage Resource: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Financial Questions to Discuss Before Moving In With Your Partner New Love for Older Adults: Don’t Make the Same Financial Mistakes 42% of Adults Have Committed Financial Infidelity. Have You? 10 Steps for Having Better Money Conversations With Your Spouse What is an LLC? Limited Liability Company Structure and Benefits Defined What Is Umbrella Insurance and Do You Need It? Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Assumable Mortgage: What It Is, How It Works, Types, Pros and Cons A back door to a 3% mortgage rate? This startup has a plan to unlock housing market affordability What's Clark's Opinion on the Greenlight Prepaid Debit Card for Kids? Cruises - Clark.com / Costco Travel: 5 Things To Know Before You Book Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:05.1

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0:08.3

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0:13.0

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0:16.0

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0:19.0

or headed into that next stage of life,

0:21.0

whatever it is, discover cash Back debit is for everyone.

0:25.0

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0:30.0

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0:32.0

Fees, the F word entrap. Discover Bank, Member FDIC. F-D-I-C.

0:33.0

The F-word and travel.

0:35.0

With an H-S-B-C Global Money Account, you can drop F-F-S-P-P-C-C to Zurich.

0:40.0

That means no-f-f-s-here,

0:42.0

F-here, That means no f-fus here. Fondro.

0:43.0

No fus here. Howdy and definitely no fus here.

0:48.0

Pay no H.S.B.C. fees overseas with a global money account.

0:51.0

H.S.C. UK, opening up a world of opportunity.

0:54.6

Available to H.S.C. UK customers with an eligible current account.

0:57.4

Exclude some accounts such as the H.S.B.

0:59.0

Basic Bank account for mobile banking users only.

1:01.1

Non-H-S-S-S-B-HSPC fees may apply.

1:02.6

I'm so glad you're with us here on the Clark Howard show.

...

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