tax-deferred, Roth, and normal brokerage accounts. Ever wonder what the similarities and differences

are between these? Well, I'm about to discuss in this, the seventh episode of the Retirement Planning

Education Podcast.

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, Social Security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

And now here's your host, Andy Panko.

Welcome, everybody. Thank you for listening. We got another good one today. Today I'll be discussing the three main different types of investment accounts, traditional investment accounts that you would hold securities, such as stocks, bonds, mutual funds, and so forth. Specifically, I'll be talking about tax deferred accounts, Roth accounts, and what I'll just call normal or

after-tax brokerage accounts.

Now, there's some other account types out there that I won't be touching on.

I will in future episodes, and I've done some detailed videos about these in my YouTube

channel.

For example, HSAs or health savings accounts, they have their own unique set of angles to them, as do 529 accounts, which

are specific to saving for qualified education expenses.

Also, these accounts I'm mentioning today do not involve insurance products like cash,

value life insurance or annuities.

While those products

are sometimes structured and loosely resemble investments or traditional investing-like products,

they're not. Those aren't accounts. Those aren't funds. Those are bilateral, private,

contractual agreements you have with the insurance company.

They're not good or bad, just saying that they're different, that they're not accounts per se.

They're not places where you would hold traditional investments.

That's the focus of today's conversation.

And a few other things to note, keep in mind these account types I'm about to discuss are not investments in and of themselves.

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